You added an affiliate link to a video three years ago. It still earns a little every month. Did you ever tell viewers it’s an affiliate link? If you’re not sure, you’re in good company. Most creators set up disclosure once, or never, and then publish a few hundred more videos on autopilot.
This guide covers what the rules say for YouTube and Instagram, where your disclosure has to go, and how to check your old videos without watching every single one. It’s general information, not legal advice, so talk to a lawyer if you have a specific worry.
29%
of sponsored Instagram posts were properly disclosed
Modash data in The Influencer Marketing Factory Brand Deals Report, May 2026 (105,939 posts)
42%
of sponsored YouTube videos were properly disclosed
Same report, May 2026 (120,019 videos)
$53,088
the inflation-adjusted FTC civil penalty figure per violation
Federal Register adjustment effective January 2025, as cited by Beancount.io, August 2026
Two of the numbers above come from one large study, so treat them as a snapshot and not a verdict. Still, the pattern is hard to ignore. Most sponsored content out there falls short of a clear disclosure.
Why disclosure is a revenue issue, not just a legal one
It’s easy to file disclosure under “paperwork I’ll get to later.” But think about what’s attached to it. Brand deals, affiliate programs and your channel’s standing all depend on trust. A brand that finds a missing disclosure in a creator’s feed has a reason to pause the deal. A viewer who feels tricked has a reason to stop clicking your links.
So the money you earn from a link and the way you tell people about that link are tied together. If you’re still getting your head around the money side, our guide on what content monetization really means is a good place to start. This post covers the part that protects it.
What counts as a material connection
The FTC uses the phrase “material connection” for anything that could change how much weight a viewer gives your recommendation. That covers a lot more than a paid sponsorship. It includes money, free or discounted products, affiliate commissions, family or employment ties with the brand, and even contest entries. Follower count doesn’t matter. A creator with 800 subscribers and a creator with 8 million follow the same rule.
Who is responsible when something is missing
Short answer, more people than you’d think. You’re responsible for your own posts. Brands are expected to tell creators what to do, check that they did it, and fix it when they didn’t. Agencies and platforms can be pulled in too if they knew, or should have known, about a problem. A December 2025 analysis from Arnold & Porter, summarized by TrySpansa, found that 78% of brands have no formal compliance process and that 43% of influencer campaigns run into compliance issues. In plain terms, nobody is watching closely, which is exactly why you should.
The simple test
If you earn anything when a viewer buys, tell the viewer. Tell them before they click, in words they’d notice if they were scrolling fast.
What the FTC actually asks for
The rules sit in the FTC’s Endorsement Guides, which were updated in June 2023 for the first time in about 14 years. You don’t need to read the legal text to follow the main idea. Your disclosure has to be “clear and conspicuous.” That means hard to miss and easy to understand.
In practice, that comes down to three habits.
Put it where people will see it
The disclosure belongs next to the thing it’s about. For an affiliate link, that means right beside the link, not on a separate disclosures page and not only in your bio. In a caption, it goes before the “more” cutoff and before any block of hashtags. In a video, it should be spoken early and shown on screen.
Use words people understand
Plain wording wins. “#ad,” “#sponsored,” “Paid partnership with BrandName,” and “BrandName gifted me this” are all clear. Wording like “Thanks BrandName,” “#partner,” “#ambassador,” “#collab” and “#sp” leaves room for doubt, so most compliance guides suggest skipping them. If a viewer has to guess what you mean, the disclosure isn’t doing its job.
Do it every time
Each post, Story, Reel and live segment needs its own disclosure. A single note on your profile doesn’t cover the video you uploaded last Tuesday. This is the habit that trips up most creators, because it’s easy to nail the first video in a series and forget by the fifth.
What a mistake could cost
The FTC’s inflation-adjusted civil penalty figure is about $53,088 per violation, according to the Federal Register adjustment effective January 2025, as cited in Beancount.io’s August 2026 guide. Each post can count as its own violation. Check the FTC’s site for the current number, because it gets adjusted.
YouTube disclosure rules
The paid promotion checkbox helps, but it isn’t the whole job
For sponsored videos, YouTube Studio has a setting that adds an “Includes paid promotion” message at the start of the video. Turn it on when a brand pays you, sends you product, or otherwise sponsors the video. It’s a useful extra layer.
It isn’t a replacement for your own words. The message is small, it disappears after a few seconds, and viewers on a busy day will miss it. The FTC’s guidance says tools like this don’t move the responsibility off you or the brand.
Say it, show it, write it
The safest approach on YouTube uses all three channels, because different viewers pay attention to different things.
Say it out loud near the start. Many compliance guides suggest within the first 30 seconds, and naming the brand and the relationship makes it clearer. Show it with on-screen text that’s large enough to read on a phone and stays up for a few seconds. Write it in the first two lines of the description, where people can see it without tapping “Show more.” For long videos, repeat the disclosure just before a sponsored section that comes later.
Shorts need extra care
Shorts move fast and few people read the description. If a Short has a product link or a brand deal, lean on the spoken line and the on-screen text, and keep the description as a backup. This is where the data looks weakest, so it’s worth a closer look in your audit.
Instagram disclosure rules
The paid partnership label versus #ad
Instagram’s paid partnership label is built into the app, and it works well. In the data behind the Brand Deals Report, the creators who used built-in disclosure tools did much better than the ones who relied on hashtags, and the label showed up about 17 times more often than “#ad.” That’s good news for anyone who uses it.
But the label alone can be small and easy to scroll past. The FTC’s guidance says it shouldn’t be your only signal if it’s hard to notice. Add a short line of your own words at the start of the caption and you’re covered on both counts.
Captions, Reels and Stories
Think about where eyes actually go. In a caption, that’s the first line. In a Reel, it’s a spoken line plus text on screen. In Stories, it’s every frame that shows a product or link, since people tap through quickly and may skip the first one. In a live, it’s a reminder now and then for the people who joined late.
If you’re deciding which shopping feature to use on each platform, our comparison of TikTok Shop, Instagram Shopping and YouTube Shopping walks through how each one handles products and payouts. Whatever you pick, the disclosure habit stays the same.
| Format | Where the disclosure should go | How often it gets missed |
|---|---|---|
| YouTube long video | Spoken early, on-screen text, and the first two lines of the description | Check this |
| YouTube Short | Spoken and on-screen, because few people read Shorts descriptions | Often missed |
| Instagram feed post | Paid partnership label plus “#ad” before the “more” cutoff | Check this |
| Instagram Reel | Label, spoken line, on-screen text, and the caption | Often missed |
| Instagram Story | On each frame that has a link or product, not just the first | Often missed |
| Live stream | Repeated now and then, since people join at different times | Easy to fix |
Where most creators go wrong
Almost nobody skips disclosure on purpose. The usual causes are habits, not bad intentions. The caption gets written in a rush. The affiliate link goes in after the video is published. A brand sends a template that someone trims. The result is a feed full of posts that mean well and miss the mark.
Here’s what the gap tends to look like.
Easy to miss
- “Thanks, BrandName!” with no mention of a deal
- #partner, #collab or #sp tucked into a block of 25 hashtags
- A disclosure that sits only on your About page or in your bio
- “Link in description” with the affiliate note buried under “Show more”
- Relying on the platform label alone, with no words from you
Clear to everyone
- “#ad” or “Paid partnership with BrandName” at the very start of the caption
- “This video has affiliate links. I earn a small commission if you buy.” in the first two lines of the description
- A short spoken line near the start of the video
- Plain on-screen text, big enough to read on a phone
- The platform label plus your own words
A hashtag hiding in a pile of twenty-five others is like a sock in the laundry basket. Technically present, impossible to find, and nobody’s thanking you for it. Put it up front where your followers can see it.
How to audit your old videos for missing disclosures
Fixing new videos is easy. Your back catalog is the real project. A channel with 300 videos might have 80 with links, and nobody remembers which. The good news is that you don’t need to watch them all. You need a system, and a bit of patience.
If you’ve already read about why your YouTube video is leaking revenue, this will feel familiar. Broken links, missing tags and missing disclosures all hide in the same place, which is your older content. For a wider checkup of the channel itself, the guide to auditing a YouTube channel covers the bigger picture.
Step 1. Make a list of every video with a link or product mention
Start by finding every video that could need a disclosure. By hand, that means searching your descriptions and captions for common link patterns, such as amzn.to, bit.ly, “use code,” “link below,” and the names of brands you’ve worked with. Put the results in a spreadsheet with the video title, the date, the link, and a column for what you find.
It’s slow, but it works. Tools like Bluekona do this scan for you by detecting products and affiliate links inside your video and social content, which saves a lot of afternoons.
Step 2. Check the description and caption
For each video on your list, look at where the disclosure sits. Is there one at all? Is it in the first two lines, or hiding under “Show more”? Does it use clear wording, or something vague like “thanks to our partners”? Mark each one as clear, unclear or missing.
Step 3. Check the spoken and on-screen disclosure
This step takes longer, so don’t start with all 300 videos. Sort by how much each one earns or how many views it gets, then check your top 20. Skip through the first minute and listen. Do you mention the link or the deal? Is there any text on screen? Videos that earn money and say nothing out loud go to the top of the fix list.
Step 4. Fix what you can, in order of priority
Description edits are fast and can be done in bulk. A pinned comment is another quick fix. For spoken or on-screen gaps, you can add text in YouTube’s editor on some videos, or replace the video if it’s a big earner. Use this table to decide where to start.
| Video type | What to do first | Priority |
|---|---|---|
| Earns money and has no disclosure anywhere | Fix the description today, then add a pinned comment | High |
| Earns money, disclosure only in the description | Add on-screen text or a spoken line when you can | Medium |
| Has links, earns little, gets few views | Update the description in a batch | Low |
| Has dead links and no traffic | Remove the links or retire the video | Low |
Step 5. Make it a monthly habit
Set a reminder to scan new uploads once a month. It takes about ten minutes when you do it regularly and a whole weekend when you let it pile up. If you also use AI voices or visuals, there’s a second type of disclosure to think about, and our post on AI content disclosure, trust and reach explains how it affects your audience.
One afternoon of auditing beats one surprise email every time. Do the boring check now and your future self will send a thank-you note.
A disclosure template you can copy
You don’t need fancy legal language. You need short lines that say what’s happening. Here are three you can adapt for your own style.
Template lines to start with
For a YouTube description, try “This video includes affiliate links. I earn a small commission if you buy through them, at no extra cost to you.”
For an Instagram caption, start with “#ad Paid partnership with BrandName” and then write the rest of your post.
For a spoken line in a video, try “Quick heads up, the links below are affiliate links, so I may earn a little if you use them.”
Say it in your own voice. A line that sounds like you gets noticed far more than one that sounds like a legal notice.
Frequently asked questions
Do I need to disclose if I only mention the brand once?
If you earn something from a recommendation, yes, even for a quick mention. How often you mention the brand doesn’t change the connection.
Is the platform label enough on its own?
It helps, but guidance from the FTC says it shouldn’t be your only signal if it’s small or easy to miss. Use the label and your own words together.
Do the rules apply to small creators?
Yes. The rules look at the relationship between you and the brand, not at your audience size.
What if I realize I forgot on a lot of old videos?
Start fixing them now, beginning with the ones that earn the most. Updating descriptions and adding pinned comments is a reasonable first step. For anything serious, ask a lawyer who works with creators.
Find the links you forgot you added
Bluekona scans your YouTube, Instagram, Facebook and Threads content, finds the products and affiliate links already in it, and shows you which videos to review first.
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